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Phishing is when criminals use email, text messages, adverts or phone calls to trick you into revealing your private information. This could allow them to download malware onto your device or steal your passwords or bank details. The good news is that there are many ways to stay safe online.

The best defense against phishing is to learn how to recognize it. This means recognizing the signs, including unfamiliar greetings, spelling and grammar errors, a sense of urgency and suspicious links and attachments. It’s also important to keep your software, devices and systems up to date with the latest security patches. In addition, multifactor authentication (MFA) adds an extra layer of protection.

Attackers often target specific individuals or organizations in phishing attacks. This is called spear phishing. For example, they might hack an employee’s email account and then send them a fake message asking for their login credentials to another site or account. Alternatively, they might impersonate a well-known brand or person and pose as them to trick their targets.

Scammers are always finding new ways to fool people. They time their attacks to coincide with events or holidays when they know people will be lowering their guard. They also aim to make their attacks as realistic as possible to increase the chances of success. For instance, they may pretend to be a trusted source such as your bank, Amazon or your credit card company. They also target social media platforms by posing as your friends or acquaintances in order to get your attention.